Wells Fargo - Checking Account Review from Vallejo, California

I opened a business account this morning to find out I was swindled and lied to about the type of account I had opened which was explained to me in a negligent manner - it was fined with nearly $90,000 I don't even have an income from a business all I needed was a regular Checking and Savings Account with my name and my partners names on the joint account because I explained we were going to purchase real estate as rental properties I was told I needed a business account I do not like being lied to and scammed with my money being held because ur a *** or can't be an honest up front employee
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ID
#799157 Review #799157 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Not as described/ advertised
5.0
Details

Update by user Feb 25, 2016

My question is why didn't wells Fargo notify me that they were gonna withdrawal the said funds so I would know better to use my debit card. They were very quick to email to notify me I was overdrawn due to overdraft charges. Additionally, they charged off my...

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ID
#797257 Review #797257 is a subjective opinion of poster.
Product
Wells Fargo Checking Account

Wells Fargo - Checking Account Review from Fullerton, California

1.0
Details
I had a personal checking acct and savings with wells Fargo for over two years, as did my 4 minor children. I have a small home based business and I deposited a cashiers check from a new customer. The bank notified me 3 days later that the cashiers check was returned as either altered or fraudulent they would tell me the exact reason. They deducted the funds back out of my account along with a $35 returned deposit charge. Last year my husband died and I receive a monthly amount from social security for my kids. The deposit went into my account 9 days after they reversed my "fraudulent /altered " deposit. I used my card to make a small purchase. The next day I went to make a purchase and my card was declined. I went into the bank and after waiting 20 minutes they tell me they sent the social security deposit back and there is a hold on my account, and they are not only closing my account but also my children's accounts. It seems I am too much of a high risk. They didn't see anything wrong with my deposit but I should have?? They are supposed to be trained? But it's my fault. I spend the better half of the next day trying to get through to social security only to find the check was excepted by Wells Fargo. Now they are telling me my funds are frozen and my account is under review by loss prevention. They cant tell me what for just that it is under review. Also my funds are being held for 7 more days after which I will be issued a cashiers check for my $1500 being held hostage. Only a bank could get away with such criminal practices. No explanations, just because they can.
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ID
#795793 Review #795793 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Problems with payment

Wells Fargo - CHECK FRAUD

CHECK WAS STOLDEN THROUGH MAIL. THE THIEF CHANGED PAY TO TO CASH, CHANGED AMOUNT $41.00 TO $500 WITHDREW FM MY CK ACCOANSEUNT. I WENT TO YOUR BK THAT LOCATED AT SOUTH ST/WOODDROFF AT CITY OF LAKEWOOD, CA. YOUR MANGER REFUSED TO SEE ME. I DON'T GET FURTHER HELP THERE. END UP YOUR STAFF TOLD ME CHANGE TO ANOTHER BANK. POOR, POOR, VERY POOR SERVICE THERE. I DON'T THINK WELLSFARGO LIKES TO DEAL WITH CHINESE CUSTOMER ANYMORE!!!!!!! BAD SERVICE
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ID
#792138 Review #792138 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Problems with payment
1.0
Details
I have an account through here from a furniture company. My first experience with trying to pay was terrible. I called to inquire where my card was and also the bill. It was sent to the wrong address and I was being charged with a late fee. My SS# was also incorrectly...
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1 comment
Anonymous
#1109820

Man you had a clear credit card not linked to your SS# or address. I would have taken full advantage of that. Wells Fargo are idiots!

ID
#786879 Review #786879 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Cons
  • Unwillingness to help
  • Incompetant
  • Unexplained fees
Reason of review
EVERYTHING !
Preferred solution
remove the late fee.

Wells Fargo - DON"T BANK HERE !!!! Very Rude, Twists the rules

1.3
Details
I have a " FREE CHECKING" account that requires I use the account 10 times a month to avoid service fees. Although I don't use this account very often I make a point to use it just enough to avoid the fee. Last month Wells Fargo began delaying my transactions so they could charge me a fee. And when I called them they were rude and unhelpful. I am closing my account and would urge anyone looking into a new account with WF to go elsewhere. The free checking isn't free and it isn't worth the stress.
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ID
#780524 Review #780524 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Poor customer service
Loss
$25
Preferred solution
Full refund

Wells Fargo Checking Account Review

1.7
Details
I called to speak to a repersentive about a check i put into my account and the information I received was very very incorrect like she told me i should not sign the back of the check and because i did my check is on hold for fraud!! I will be filing a official complaint against that individual.
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ID
#778952 Review #778952 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Poor customer service

Wells Fargo Checking Account Review

1.4
Details
I have a loan with Wells Fargo for my mortgage. I paid off the loan from me it was from my checking account and they took money out every two weeks. I paid off the loan early. I asked for a renovation loan for another property that I have and I didn't get it. They gave me the runaround.
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ID
#770008 Review #770008 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Problems with payment

Wells Fargo Checking Account Review

Wells Fargo closed our account without notice and couldn't give me a real excuse they just said mismanagement of our account we had 3 overdrafts over a 9 year period
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ID
#767557 Review #767557 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Poor customer service

Wells Fargo - New account blocked then closed

I had a debt discharged. I used the bank 3 years later to cash small checks drawn on their bank. So when a estate settlement check arrived from family $2500 I sat down with a accounts manager to question my ability to establish new account. She assured me everything was okay. after checking her computer for several minutes. A new account was opened. The out of state check was deposited. 5 days later the account was blocked and closed. My money is not accessible to me. The same account manager gave me no information just the 888-231-0757 number for loss prevention. A little consumer research online revealed its number for debt owed.
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ID
#759491 Review #759491 is a subjective opinion of poster.
Product
Wells Fargo Checking Account
Reason of review
Poor customer service