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If Wells Fargo Home Mortgage d.b.a. Americas Servicing Company has hurt you and your family, please contact the two two attorney's working to file a class action suit on behalf of outraged homeowners.

INSIST ON YOUR RIGHTS! GO TO THE FOLLOWING WEBSITE NOW!

Consumergripes.net

The Law Offices of Daniel Harris is currently investigating Wells Fargo Home Mortgage. Contact us for a free consultation if you feel that Wells Fargo Home Mortgage has done you wrong.

Daniel Harris

312-960-**** phone

OR email him:

lawofficedh@***.com

Horrific, intentional, fraudulent neglect seem to be common denominators shared by Wells Fargo Home Owners nationwide. The truth is heartbreaking. Please visit with caution (the content will make you sick) these informative websites:

The Ripoff Reports website athttp://www.ripoffreport.com/reports/0/193/RipOff0193782.htm

or

equally informative

You Tube at

http://www.youtube.com/watch?v=cOkiLotxOzY

AND absolutely do not miss

http://www.msfraud.org/law/lounge/lounge.html

an excellent Mortgage Servicing Fraud's website.

In Nov 2006, Wells Fargo Home Mortgage made escrow errors on my mortgage loan, and after an ugly year of illegal charges piling up on my mortgage, they think they have the right to steal my home! Finally, in October 2007, WFHM admits (by letter) they made the errors that resulted in an illegal judgment against me for $12,000+ over what I truly owed on my home. On their papers they corrected my loan balance, and contacted credit repositories to remove the negative reports they made in error, but after sending me a letter telling me everythinig was worked out on my loan, and the judgment would be reversed by their attorney, they sold my home at a sheriff sale. I now have to pay double the amount of what I owed on my mortgage to redeem my home. IF I can get financing. I'm disabled and divorced. I was hospitilized and during this time they took all the steps and received a judgment against me. I wasn't even given an opportunity to present the truth. I didn't even know they were in Court! They told me all was being worked out and their errors fixed. I can't afford to fight them. They are wrong, they KNOW they are wrong, and yet, without looking back, they stole my home. Before their escrow error, I had a perfect 14 year mortgage history with Waterfield Mortgage. When they closed my credit score was 740. Now my credit score has dropped over 200 points, and I can't get help. WFHM has a profitable scam going, and they close their eyes to the human beings they don't deserve to have as their clients. I promise you, WFHM, if you do not cease and desist in your fraudulent actions against me (and millions of other shell-shocked home owners), and if you do not make restitution, I will continually create and search for ways to make my name one you hear on a daily basis. IT IS MY GOAL TO GATHER TOGETHER OTHER PEOPLE YOU'VE HURT, CHEATED AND STOLEN FROM, AND JOIN FORCES TO BECOME YOUR BIGGEST SERVICING CHALLENGE!

I will design a web page (in several languages), distribute e-books, publish press releases worldwide, and, I will be absolutely relentless in my pursuit to not only reveal the ugliness in Wells Fargo Bank, but to also secure compensation for the irreversible pain and loss you've caused so many. Without blinking an eye.

Kelly L. Hansen Overland Park, KS ctsmyhon@***.com 504-579-****

Location: Shawnee Mission, Kansas

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Guest

When you say a second home for rtnael, do you mean a second home that you will sometime reside in or do you mean a second home strictly as a rtnael.I would consider a duplex as most lenders consider a duplex the same as a single family house. As a matter of fact 1-4 units are normally considered as a single family home for mortgage purposes.You should check and see what type of mortgage you would be qualified for, the approximate interest rate, as well as the amount you plan to pay for this rtnael.Now you should figure out the income of the property and if you will have to come out of pocket with any of the monthly mortgage,insurance or taxes.There is also up keep of the property that should be added to the equation.You might also check with the Apartment House Association in your local area for additional information.

Since you are now gonna be a land lord you might consider joining this group as they have the necessary rtnael agreements, eviction forms, means to run credit reports and other things necessary for you to be land lords and will supply you with limited legal advise.I hope this has been of some use to you, good luck. FIGHT ON

Guest

I met a similar fate. My home in Ocala, Florida was forclosed by Wells Fargo after several attempts to get into the remodification program. I am now staying with friends and seeks justice.

Guest

I had a high interest loan that was handled by

Wells Fargo's agent ASC. My payment was very high and the homeowners insurance made it even worse, I lost my job and struggled to make the payments for a year, after a year however, I could not sustain the current payment.

I applied for a loan modification no less than 3 times and instead of getting better, my payments got higher, all that happened was the attached the arrears to the back of the loan which resulted in my eventually having a house underwater.

I lost the house in foreclosure a few months ago despite the fact that I tried to keep my house. Is it too late to join a class action law suit?

Guest

My family was going through a modification that took forever months had past before wells fargo actually foreclosed on our home. we had 3 days to leave the home and find somewhere else to live.

after selling of most of our sentimental items and throwing away the rest, we were told that our home was no longer in foreclosure and that we were able to move back in. so yea where do i sign up?!

Guest

My house caught fire and when the insurance companie sent me the settlement Wells Fargo's name was on the check as well as mine. i went to the wells fargo bank to get it signed and pay off my loan and they wouldnt accept it i had to mail it in to their office in Irvine Ca.

with the assistance of an employee i overnighted the check to them. I was told there would be no fees in association to paying off my loan and i would recieve the $60 thousand of the check that was mine after home payoff within 15 days, its been almost a month. I have kept caling them and they refused to give me my portion of the insurance settlement, i have paid off my home loan and now their charging me fees to pay off my house and they are refusing to return the insurance monies to me after they have theres. i think they are keeping my monies to gain interest i dont know what others are going through but interest in their coffers at $60 thousand for 30 days seems like if others were added it would amount to a substancial amount.

i dont know what to do they keep giving me the run around--please help me. :sigh

Guest

Yes I would love to join any lawsuit. We have went into foreclosure twice because of ASC so called loan modification.

Guest

I worked as a Senior Underwiter for Wells Fargo in Tempe Arizona, I was told that I must underwrite & review 30 files a day (underwriters at other banks review 6-8 files a day). I think the same should hold true when it comes time to modify a loan 30 files a day per underwriter. The truth is I had a daily quoata to underwrite and fund the loans but they take their time when a modification is requested.

Darryl Grayson

Darryl Grayson & Associates

424-264-****

dlender@***.com

Guest

They dragged me from Chicago behind that stagecoach with a noose wrapped around my neck after I filed my complaint discrimination withg EEOC.

Guest

I agree all should join the class action lawsuit.

Darryl Grayson

Darryl Grayson & Associates

424-264-****

dlender@***.com

Guest

I have been doing the WFHM loan nonmodification/ just get deeper underwater dance for 2 years now. They have produced fraudulent documents in response to my QWR.

I know the documents are fake because 1) my name is misspelled, 2) the date is incorrect, 3) the amounts are different than the ones on my closing papers (the new amounts correct all of the violations found in the forensic loan audit that was done for me through NACA), and the attorney that signed them DOES NOT and NEVER has worked for the firm that did my closing!!! Nice WFHM real nice!!! Keep hiding behind all your billions that you got through your fraudulent acts!! One day some judge will set you straight and nail you in the only place that matters to you....your wallet!

Enjoy your ill gotten gains and illegally attained riches!

I will continue to hope that when what goes around comes back around to you banksters, that you will truly know the pain and heartbreak you all have put so many people through. Greed and deception are all some of these banks know and their actions are just shameful!!

Guest

I went through the same thing with them I could have short saled my home for 84000 and they kept denying it over and ove and now have foreclosed and sold it for 34500

Guest

I want to join this lawsuit. I lost my home due to an error on Wells Fargo.

My homestead credit didn't transfer when they did a loan modification. It took a relator to find out what truly happened. Over a year has passed and I had 4 solid offers to sell the house at or near the loan value but WF wouldn't let the sell go thru. As of yesterday my home sold for half of what it is worth.

I have been thru the ringer and I want justice. My kids and I are forced to live with a friend and I would rather have our own home.

Someday I will have my own home again. a.emge@***.net

Guest

We were forced out of our home because Wells Fargo would not help us with proven docs that we couldn't afford our high payment. House was bought for 200.000 and on the market for 98,000 now.

We were forced to re-locate for employment. Two years later, they want to help us after being denied for a loan mod.

Guest

My Fiance and I have been trying since 2009 to get our mortgage modified and well fargo claims that they never have records of our calls or the paper work we send in. I WANT IN ON THIS LAW SUITE!

they cannot keep doing this to people that are really going out and making an honest days pay! :sigh

Guest

Hi - this may not exactly relate to the previous topics, but I'm sick of Wachovia and Wells Fargo business practices!!!

My father was diagnosed with Alzheimer Dementia early (Jan 2008). However, 8 month prior (April 2007), my father took out a home Equality line of credit with Wachovia; unknown to any of the family (children) at the time.

Immediately in Jan 2008, Wachovia was notified in writing of dadรขโ‚ฌโ„ขs condition, and was asked to provide the familyรขโ‚ฌโ„ขs Power of Attorney a copy of terms of agreement of the line of credit document. For three years Wachovia ignore all legal requests to accept the power of attorney documents so the family could access terms of loan agreement. Finally, upon his death (March 2011), the family was faxed a copy of the loan agreement documents (April 2011) on the same day of the request รขโ‚ฌโ€œ from a verbal phone call. To our surprise, there was no insurance coverage or were there a beneficiary named, the bank owns his property if payments are not made in the future.

We learned this year (April 2011) that my father was not covered or protected by terms of either loan, thus prohibiting the POA from performing their fiduciary duties by adding additional life insurance coverage to the agreement or relse where, in the event of my fatherรขโ‚ฌโ„ขs death to cover any funds spent from the home equality line of credit. Also, in addition to the home line of credit, Wachovia gave him an additional loan of $25k which is backed by his home equality. We are now paying back both loans. Plus, my father worked all his life to pay-off his home - he didn't need any money nor would he have taken ut any addiitional loans - in his good mind!

He signed both loans รขโ‚ฌโ€œ just from his signature only. What was the purpose of a home equality loan to be taken out? Clearly there wasnรขโ‚ฌโ„ขt anything done to the homeรขโ‚ฌยฆbecause we are paying for repairs now! According to his agreement, there was no reason given nor were there a need established for this loan.

Iรขโ‚ฌโ„ขm sure we were Fรขโ‚ฌโ„ขd in this process somehow and didnรขโ‚ฌโ„ขt get to smoke the cigarette afterwards.

My family canรขโ‚ฌโ„ขt afford to obtain a fancy legal consultant that is willing to take on GEORGIA, since laws here are made to protect banks. How can we join a similar suite?!!!

Guest

I have some written documentation from them regarding what has (and what is currently) happening with our loan. I also have many recorded conversations with them AND most of the conversations are with their full knowledge (as I told them up front that I was recording the conversation).

I am still waiting to hear what is going to happen with our SECOND loan mod request. The first was denied but we never received a letter telling us why despite our repeated requests for this information. This time, it's been over a month and we still have not heard even though we were promised an answer by Monday of last week and then again were promised by Friday of this past week.

Still waiting..... Very stressed out.

Guest

victim also of wells fargo . lost my home with no notification how do i get in on this class action lawsuit !

pls. email at mbassett091@***.com

Guest

What are the steps to join lawsuit?kelvin.carey@***.com

Guest

I AM PRESENTLY IN THE MIDDLE OF AN ATTEMPT BY WFHM TO FORECLOSE ON MY HOME. I BECAME UNEMPLOYED LAST SEPT.

2010 AND IMMEDIATELY NOTIFIED THEM OF MY SITUATION AND INFORMED OF THE DIFFICULTY WE WHERE IN. WE REQUESTED AT THAT TIME A LOAN MODIFICATION. THEY MESSED AROUND FINALLY TELLING ME I HAD TO GO THROUGH A FOREBEARANCE AGREEMENT BEFORE THEY WOULD CONSIDER ME FOR A MODIFICATION. I MADE ALL THERE PAYMENTS TIMELY AND CREATED A BUDGET TO DO IT.....BUT NO PROBLEM YOU WILL QUALIFY AFTER YOU SHOW US YOU CAN PAY...

WITH ALL THE B.S. THEY NOW TELL ME I DON'T QUALIFY FOR ANY HELP BECAUSE IT GOING TO BE A YEAR AND WFHM ARE GOING TO FORECLOSE...I FOLLOWED THE RULES IN GOOD FAITH..WFHM IS NOT GETTING MY HOME... OVER MY DEAD BODY! I HOPE THE EXCUTIVES GET THERE'S IN THE AFTER LIFE.

BURN BABY BURN.

I WILL GLADELY JOIN ANY CLASS ACTION AGAINST THE SORRY SOULS IN THAT GLASS TOWER. YES, I AM ANGRY AND I DON'T WANT TO TAKE IT ANY MORE.

Guest

Wells Fargo put me through *** for better then 18 mo. going for a Mod.

Much confusion and mis information was given to me so many from Wells Fargo Employees. Finally after I talked to my congressman and he made a call to them, the next day I was approved.. Same int rate PLUS about 12 to 15 thousand more for legal fees, at that point they had me and my family over a barrel, I had to go along with it. Wells Fargo is the worst experience of my life.

They screw me big time. :( how can we get them for all the wrong they have done so many thousands of people.

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