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I have a 30 yrs adjustable mortgage owned by Wells Fargo at 7.99 percent.I paid six years already and they will not refi to give me a lower rate.

Every time I call Wells they tell me to contact Americas Service Co. ASC doesn't return calls and make it impossible to adj my rates. Wells tells me they no longer holds the mortgage and there is nothing they can do. Friday I called Wells Fargo and I was told my debt to income has to be 80/20.

At 20 percent I could have to anyone to refi. Wells and other banks we tax layers bailed out is not passing those benefits to home owners.

The only thing left for me to do stop paying and save myself six months to a years payments of about $60,000.And screw Wells and ASC.

Review about: Wells Fargo Mortgage.

Monetary Loss: $36000.

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