Do not give Wells Fargo a hard time or they people will make your life miserable. You will need to pay BIG money.
My recommendation is not to open an account at wells if there isn't a branch near you. They will make you fly over to where you opened your account and you will be paying for your plane ticket, car rental, hotel stays just for you to go to the branch to resolve your issue. They will threaten and tell you they will close your account if you don't show up at the bank.
They will also tell you that you have a week to go there in person. It's almost like turning yourself in for jail sentence.
Product or Service Mentioned: Wells Fargo Account.