I paid $400.00 to refinance my existing mortgage. The application process started in January 09. After giving me all sorts of run-arounds, Wells ended up denying my application in Jun 09. And I lost my $400.00.
1) First they said they were going to do a 1-2-3 step program. Where there was no appraisal required. However, they defined that application because of Debt-to-income ratio. How, *** they are because there were no changes in my income or debt from the day I started business with them.
2) Later on they referred me to a local genius who ended up taking my money!
3) Don't tell me that appraisal and credit report costs $400.00. this is BS
Sterling Heights, MI
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