This morning I looked online on my Wells Fargo bank statement and found a charge for $15.99. I thought I had never authorized this charge.
On the charge was the number 877-224-7430. I looked up the number and found the Pissed Consumer site and stories from people who had been through this before. I decided that I did not want this Wells Fargo "Purchase Protection" service. I called the number knowing that a refund was almost impossible, but what I really wanted to do was stop future charges.
No refund, but at least I won't have to deal with these charges anymore. Thankfully I check my online statements regularly and stopped this at the first charge.
Turns out I accidently signed up for this service when I opted for a free yearly credit report for Wells Fargo. When you opt for this, you sign up for the "Purchase Protection." My advise is to call the number 877-224-7430 and be polite but VERY CLEAR AND FIRM that you do not want this service!
Monetary Loss: $15.