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I finaced my car through wells fargo and I called to see if I had a ten day grace period was told I had a ten day grace period and when I needed a couple of extra days to make my car payment they charged me a late fee and ten dollars to pay by phone and counted it against my credit I was under the empression I had the ten day grace period to make my payment and not be charged a late fee plus have it counted against me I finaced a 2009 car thru wells fargo in december

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