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I bought a mattress worth $800 with a 0% finance from mattress firm's own contractor Wells Fargo. It was so simple that everything was done within 3 minutes.

First of all the mattress is horrible after 6 months. Second, I did not receive Wells Fargo billing statements for most of the months. When I received it was already past due date. The website too doesn't show you remaining balance or payment history.

You can't sign up for auto-pay! I have been twice charged with late fee of $35. Their scheme of 0% finance thrives on the well researched calculation that a single missed due date would gain the company about 5% of interest. When I tried to speak to a customer care person, the automatic phone machine never gave an option to speak with someone.

What would you do? I went to the M.F.

store where I bought the mattress and they said it's all between you and the financing company. Learned the lesson, though costly, never ever get in trap.

Monetary Loss: $100.

Location: Raleigh, North Carolina

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Thank you very much for your feedback. We are sorry to hear the way you feel about our financing services. Please allow us the opprtunity to look into your situation by contacting us at customerservice@***.com or 866-******** and make sure to have your customer code to be able to assist you in ht ebest way possible.

respectfully,

customer service/ warranty department

Mattress firm, Inc

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