Update by user Feb 13, 2013
I still have no resolution and no paperwork to support what they told me would be modification I am beginning to think I am fighting a losing battle and will be forced to raise my child in an apartment nobody has done anything to resolve the huge misjustice that has happened so far
Original review posted by user Jan 13, 2013
rec ln modfication in 8/09 my paymnt 479 informed wells fargo I was filing ch13 bnkrptsy for irs in 9/09 i called to make my pymnt and ws tld no poss bec of bk filed. My aty and trustee faxed approval for them to deal with me i called weekly finally 12/09 I was told that they had all info but bec no pymnts mde snce aug that I would have to start process all over.
In 1/10 my sp mved out and devorce began I continued to call wlls frgo to try to save the hme. They told me nothing they could do and that the only way to start process again is to get my xspouse to quit deed claim proprty which he did so the process started all over i submitted all paperwork and was told I would here from them within 90 days I rec a new modification of 1246 mnth i called and told them no way could i afford that since child support of 584 per mnth stopped in nov and the bonus that they calculated for me was 40% more than i actually get so they said ok they will redo it which they did and came back with a monthly payment of 1146 when I asked how they came up with that figure I was basically told take or leave it. my question is in 2009 my payment would have been 479 based on a 100000 income and now they want 1146 based on 50000 income.
I am beginning to wonder if wells *** recieved any type of tax break for the gov modifivation that I should have recieved and the company refused to let me accept. They are reprting to my credit report that my pymnt is 479 and that is what i should have been paying had they accepted my payments now wells fargo is saying that I dont qualify for gov assistance only there help
Product or Service Mentioned: Wells Fargo Loan.
Monetary Loss: $53000.