Sonora, California

Received a letter in November that our home loan and drop in housing value qualified us for a re-fi with the HARP program.I applied on November 24th and they are still asking us to fax one document after the other.

We have two pensions and Social Security--that is all, no foreclosures or bankruptcies, no defaults. I have faxed the same 12 or 14 pages of income statements to two different 'document specialists'. They have gone 3 years back for documents and then asked for the name and phone number of our CPA to 'prove that we really had received these pensions for the last 3 years'--it has been 12 years btw. Two days before Christmas they wanted ALL the monthly pension statements for the past 3 years even though they already had 2012's and the 1099's from the past 3 years.

That was to be 72 pages of pension statements (2 pensions, 36 mos). Nope--I told them I would do it if they could tell me what flunkie was going to read each and every one of the 72 statements before Christmas day and check for errors or lying or whatever. They dropped that request. No communication or reply to our questions for days or a week at a time.

We still have no idea if the re-fi is on or not.

Fannie and Freddie are MAD that they got with their fingers in the cookie jar and are making sure the homeowners will pay for it--even after we bailed them out so the CEO's and CFO's could get their millions of dollars of bonuses.If you want to apply for this farce make sure you have a fax machine at your disposal or you will need to float just to pay the fax fees.

Review about: Harp Refinance.

Review #380092 is a subjective opinion of a user.

PRODUCT OR SERVICE Wells Fargo Refinance
Reason of Review / Monetary Loss Not specified / $50000
Preferred solution Not specified

Had an Experience with Wells Fargo?

Write a review


Comment as anonymous or
Terms of Service
Post Comment
Be the first to start a discussion

You May Also Like

Ally Bank Auto Loan Review Ally Bank "I've been with ally auto financing for two years. Bought 2014 Kia Optima brand new for 300.27 a month through ally mobile app. January 11th 2017 I made my payment..." Read more Wells Fargo - I am the only one who can stop Wells Faro Wells Fargo "Believe. Never give up what you Believe is honest and true. I have a unique situation where Wells Fargo is 100% at fault and I am choosing not to litigate, the truth..." Read more Ge Capital Retail Bank - "CROOK A TITUS" Ge Capital Retail Bank "Please find attached documents pertaining to several issues. There is a letter dated July 19, 2012 telling me that my card security fee refund of $108.13 was overpaid by $7.65..." Read more Wells Fargo - Wells (Hells) Fargo Corporate Rap Sheet - Don't be their next victim Wells Fargo "AMERICAN DREAM KILLING MACHINE - - - HELLS FARGO We are just one victim out of 1000's that were scammed by Wells Fargo Home Mortgage this year. When we discovered their..." Read more Costco - Puppy in a grocery basket in the food court Costco "Sitting in the food court trying to enjoy our hot dogs there was a puppy sitting in a grocery cart? Where we are eating!!!. I asked an associate where i..." Read more East Coast Concrete - Beware! East Coast Concrete "Beware! A company that you will soon see in the news for all the consumer complaints. Owner Josh is very personable and will tell you everything you want to hear...." Read more Trugreen - Poor customer service Trugreen "after a couple of years of service, i noted that weeds were not being treated and continued to grow. I had to call and complain in order to get it..." Read more Shipsurance is a big scam, lie, and fraud! Shipsurance "This is the second and final time to get ripped off by Shipsurance. I am an ETSY seller. USPS lost my package. 18 days later they found it. It was..." Read more