Show reviews that mention
bank account money customer customer service loan service payment credit business
Filter review

Wells Fargo - Fargo Financial

i was ripped off also, I was told to file a police report in stone mountain, ga and also filed a complaint with bbb and state attorney general office--- I guess they had fun shopping for christmas was all of our money-- since now the phones have been down for 2 weeks if anyone has gotten there money back at all, please post-- and if anyone has any other suggestions on how to get the money back please also post we should have known it was to good to be true thanks for any help, i can get i would really like my money back
View full review
1 comment
Anonymous
#9396

I was ripped off my this company also...this happened to me back in October 07 they got my money but never got my loan they kept giving me excuses they they stopped answering the phones. I am a smart lady and can't believe it happened to me I filed a report with the BBB but I know my money is gone. I did some research and any reliable company will not ask for any up front as well don't send anymoney western union or moneygram

Pissed off too

ID
#109930 Review #109930 is a subjective opinion of poster.
Location
Jacksonville, Florida
Service
Wells Fargo Loan
Loss
$1700

Wells Fargo - Fargo financial AKA Approvalin24.com

Well I'm in the same boat as other people are. I was riped off by this company for $1250.00 in November 2007. I found out that this company is not for real. I found out through resources that this is a scam. do not use this company at all. It said I was approved for a $7000.00 loan. That I needed to send money by a western union wire transfer to Canada. I had to but a insurance policy or make a minimum of 5 payments before i could get the loan. they said it would make this loan a secure loan. I was told that I would get the money within 24 hrs. It now has been about 6 weeks and still no money.
View full review
ID
#109657 Review #109657 is a subjective opinion of poster.
Location
Puyallup, Washington

Wells Fargo - FARGO FINANCIAL AKA APPROVALIN24.COM

I was trying to get a small loan to pay off bills i don't have great credit and this company called me with great news. $5000 loan however the lender would only approve me if I made an insurance deposit of $950.00 but only by wire transfer and to Canada I was kind of leary about this but they had a legit website and active e-mail addresses plus the loan contract looked fine too. Well after the wire transfer I was told I would receive the monies in 24hrs well of course that did not happen and I kept calling after 3 weeks I still had no monies. They would give me every excuse in the book the transfer did not go throught we entered the wrong numbers and so fourth. I finally told them to return my deposit that was a month ago and still nothing. I am just going to say that this was a rip off and never deal with this company. They are still in business and if they call you hang up on them don't make the same mistake I did
View full review
2 comments
Anonymous
#9398

I was ripped off my the same company who used the exact same line as the exact same amount that they wanted from you$ 950.00. Wire to Canada.

I thought it was legit because they had a contract email website but i was wrong. I did some research and any legit company would never ask for monies up-front and never wire transfer to anywhere especially out of the country well hard lessoned learned but I will never ever get a loan thru anyone not even if they are legit.

the best thing is try to go thru your own bank also American General Finance is great company for those with less then perfect credit. Hope that helps

Anonymous
#1648

The approvalin24.com website is gone now, and the fargofinancial.com website has changed. We recently had a chargeback processed by Visa for products purchased from our website using stolen credit card information by someone with an email address at the approvalin24.com domain.

They used the same credit card to pay for pay-per-click advertising at Google, MSN and Yahoo. So be very careful about giving your credit card info to these kinds of sites.

View more comments (1)
ID
#109515 Review #109515 is a subjective opinion of poster.
Location
San Francisco, California
Service
Wells Fargo Loan

Wells Fargo Financial for Raymour and Flanigan

I wouldn't recommend Raymour and Flanigan to anyone, especially since one has to deal with Wells Fargo Financial. I paid off this account in October and received a statement indicating I owed nothing more on this acct. Then in December received another statement saying I was "slightly late" and charged a late fee of $10. I want the word out there about this company and their underhanded business practices. I will never do business with Raymour and Flanigan as long as they continue to use Wells Fargo Financial. I depise this company. My sister has had problems with them, as well. For about the same thing, making bogus charges.
View full review
1 comment
Anonymous
#7235

I feel that Wells Fargo is discriminatory on the basis that I do not work. I do get an income because I am disabled.

Their decision was based on a credit report "but the reporting agency played no part in their decision". Make up your mind WFF. Give me some specifics then. My credit report isn't perfect, but I scored over 6hundred.

I know I'm not the only one complaining. The way the banks are failing, you'll need the average consumer soon WFF.

ID
#108867 Review #108867 is a subjective opinion of poster.
Location
Rochester, New York
Product
Wells Fargo Account
I TRADED IN MY 5.25 NEG AM LOAN FOR A 8.53% LOAN WITH WELLS FARGO FINANCIAL BANK...WHAT A *** I WAS!!!...THEY PAID OFF SOME DEBT, BUT CHARGED ME 28,000 IN LOAN FEES, AND DOUBLED MY PAYMENT. THEY APPROVED THE LOAN KNOWING I COULDN'T MAKE THE PAYMENTS DURING THE...
View full review
3 comments
Anonymous
#48844

Craig, I guess this is what WellsFargo does to military indiv cause they have a lot of military accounts. My son had the same problems.

After having vehicle and paying for 4 years, he still owes 17,000 for orig 19K. Then we tried to get a payoff, non for 3 years. Drop lien and then repo/stole vehicle after 2 years no contact. U 2 should write a complaint 2 Federal Trade Commission.

May enough complaints and they will do something. (Maybe wishful thinking).

View more comments
ID
#108551 Review #108551 is a subjective opinion of poster.
Location
Kissimmee, Florida
Service
Wells Fargo Mortgage
WELLS FARGO, dba, AMERICAS SERVICING COMPANY TURNING THE AMERICAN DREAM INTO A NATIONWIDE NIGHTMARE My lovely home of seventeen years is up for a Sheriff's sale on October 3, 2007. My home. I pray Disaster Relief is made available immediately for families in...
View full review
3 comments
Anonymous
#23226

At a time when banks & companies were over burdened by handing out loans like candy I was buying my first home. I had contacted several lending companies to only have them take my info over the phone tell me what I would quali for & not follow through.

Wells *** was the only company take the time to return my calls & actually speak to me. The agent informed me that due to my resistance in having large quanties of charge cards with balances on all of them & my bad habit of actually paying off debits, it hurt my standing in getting a low intrest rate but promissed that with timely payments he would pay the aprox $850.00 refi fee in a year so I could lower the intrest rate. I was in a spot & needed to get fiananced so I could close on this house I found. I took the deal.

At no time was it disclosed to me that this was a variable intrest loan that could double at the end of two years. I had spent two months going over the draft loan papers having errors they made corrected. I discovered variable rate while reading through the papers at the signing. A year to the day I started searching for a refi, with a $8500.00 fee payed to Wells Fargo.

I was able to prevent my payments from doubling and got a rate that was .25% above prime (with my anti-credit card, debit paying poor rating).

I was one of the lucky few to excape the Wells Fargo *** with alot of work, scrambling & a friend. I won't outwardly say their agents lie due to laws & such but they are good at omitting & bending facts.

View more comments
ID
#105639 Review #105639 is a subjective opinion of poster.
WELLS FARGO, dba, AMERICAS SERVICING COMPANY TURNING THE AMERICAN DREAM INTO A NATIONWIDE NIGHTMARE In November 2007, Wells Fargo d.b.a. American Servicing Company (ASC) decided to escrow on my mortgage loan. For no reason. My taxes and insurance were always paid on...
View full review
2 comments
Anonymous
#56092

A lot of people considered their home (and what used to be) their acquity as their saving and retirement investment. Why would you question that Caveat Emptor?

After all, for MOST people that is the biggest investment they ever make.

Unfortunately, now that home prices have nose dived, many people have a big liability (their home) instead of a live in nest egg.

View more comments
ID
#105462 Review #105462 is a subjective opinion of poster.
Service
Wells Fargo Mortgage
WELLS FARGO, dba, AMERICAS SERVICING COMPANY TURNING THE AMERICAN DREAM INTO A NATIONWIDE NIGHTMARE My lovely home of seventeen years is up for a Sheriff's sale on October 3, 2007. My home. I pray Disaster Relief is made available immediately for families in...
View full review
7 comments
Anonymous
#537600

I live in Wenatchee WA. Wells Fargo stole my home too. We had to declare bankruptcy in 2007 because of medical bills, but had ALWAYS paid our mortgage on time. In 2010, my husband lost his job and I went right away to Wells Fargo to tell them what happened. I immediately was told to pay as much as I could and to apply for a Home Modification.

Through the next several months I got all the paperwork and went through countless hours talking on the phone and jumping through their red tape hoops. I thought it was worth it to get my interest rate down to 2% from 8.5% and saving the hundreds of dollars a month and still stay in my home. In filling out the forms and writing the hardship letter, I specifically told them that although my Husband was now getting a retirement check, he worked 9 MONTHS out of the year as a substitute custodian at a school district. I had proof of it too.

To make a very long story short, Wells Fargo DID approve the Loan Modification, HOWEVER they calculated my husband's supplemental income INCORRECTLY. The problem was that they multiplied the monthly supplemental income by 12 to get a HIGHER gross income, then divided by 12, instead of multiplying it by 9 and dividing it 12 to get an ACCURATE monthly income. They miscalculated enough that we were no longer "qualified" for a 2% loan but a 4.5% modification. We were still going to pay more than we could afford by about $300 monthly.

I quickly got on the phone and spoke to the person who was supposedly "helping" us. She was so rude and unhelpful. I explained to her that the miscalculation was not right and it needed to be re-done. She said "it's set in stone. You can't change it" and most horribly, "It's not OUR problem that your husband is seasonal labor". She was snotty about it and was completely ignoring my tears. When I asked about talking to the underwriters, she said that NO ONE talks to the underwriters and they don't "even have phones". WTH!!?? She said the only options were Foreclosure or Short-Sale. I tried to explain what good is it if they get less for the house if WE could pay it ALL off if the interest was lowered? She just said "It's not our problem".

I tried talking to other people in the short sale department and told them of the horrible treatment from this witch. While they were more sympathetic, they were no more helpful.

A few months, later, my house sold for $60K LESS than the amount of my original mortgage contract, and the people now in my house pay LESS than what I'm currently renting for now. I am heartbroken and may NEVER again have a home of my own. WELLS FARGO IS EVIL!!! and they didn't even TRY to work with us and ACCURATELY depict our income. :cry :cry :cry :cry

View more comments
ID
#105436 Review #105436 is a subjective opinion of poster.