diewellsfargo l
map-marker Hastings, Nebraska

Wells fargo is screwing my credit!!!!!!!

i filed bankruptcy in 2008 it has now been discharged for almost a year. i just found out when trying to get an upgrade on my vehicle since my wife is now expecting i need a bigger car to haul 3 kids. thinking its been almost a solid year of on time payments through my home loan you would think i would have some credit... nope guess i didn't reaffirm my loan with wells fargo. thinking its no big deal i called them they tell me its my lawyer's job to send out the reaffirmation. k so we sent one only to have them deny me and have my lawyer tell me that theirs nothin i can do. thats almost a year of credit lost. i need a new vehicle and now im paying on my house for no good but to have a place to live how can they do this?
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3 comments
Guest

You filed bankruptcy and have the audacity to complain that your credit is ruined? LOL

Guest

There is a law Fair Credit Reporting Act. Research this and file your complaints...

more pressure and persistance ... each letter must get stronger ....you have legal rights...Be careful they do not start a foreclosure to steal your house since you did not reaffirm, check with your atty...

Guest

I'll put it simply. You filed bankcruptcy!

That is a big middle finger to the banks since any debt you owed them gets written off. It was your choice to file bankcrupty and not take ownership of the debt that you owed.

I bet you didn't even try to make payment arrangements, but rather took the typical american choice and filed bankruptcy. I COMPLETELY understand and AGREE with what has happened to you!

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Anonymous
map-marker Reston, Virginia

Dont go by due date

I just found out that they put on my credit as being late for 6 months!!,when i called they said because i payed early on the 15th and the next month on the 18th (mind you my payments are not due until the 30th) that between payments was 30 days so on my credit it says i was 30days late even when i payed early!!!!!!!makes no sense,has to be iileagal,now it is wells fargo they will use same practices. called several times to both places and will not change the policy. one rip off to another!!!!
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Anonymous
map-marker Tampa, Florida

Debt Collection Tactics

Rec'd calls Mar. 26, 2010 /4:15PM AND 4:55PM on my cell phone. Same day, home phone a call was received at 3:52PM from Wells Fargo Auto. Prior to Mar 26 I have also received numerous calls on both my home and cell phone that are BOTH listed on the Nat'l Do Not Call List. The Wells Fargo Auto Collection Rep. was questioning if I was related to someone with the same last name as myself. The purpose of their calls, are an attempt to locate this UNKOWN person to collect a bad debt that's owed them. I informed the Rep. that I was on the Nat'l Do Not Call List. She was Unconcerned and Extremely Rude. NOW BECAUSE OF WELLS FARGO AUTO'S COLLECTION TACTICS, I HAVE OCCURRED CELL PHONE USAGE CHARGES FOR SOMEONE'S LACK OF INCOMPATANCE TO PAY THEIR DEBT. I have never done business with Wells Fargo, Nor will I ever in the future AND I am a responsible person that PAYS MY BILLS ON TIME. THEY HAVE COST ME MONEY, TIME, AGGRAVATION AND IT'S A NUISANCE THAT I HAVE ABSOLUTELY NOTHING TO DO WITH.
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5 comments
Guest

I finally paid them off and after all the false promises of help. The non stop harrassing calls and lack of communication. AMEN!

Guest

I am an attorney in Chicago who has filed a class action against Wells Fargo for calling celluar telephone numbers.

I am investigating such complaints and would be interested in speaking to anybody who recieved calls from Wells Fargo on their cell phone.

You can e-mail me or call me directly at 312.780.7363.

Please note that in some jurisdictions this post is considered advertising.

ADVERTISEMENT

Guest

I over pay my payment every month and get on average 30 calls a day from their auto call centers ! I call and they say it's because I over pay !

But still receive the phone calls every day for the last 3 years ! I will be payed off in 2 months !

I bet i get calls until my actual payoff date ! I will never use them for an auto loan again !

Guest

Inquire on "Cease and Desist", once you mentioned that, collectors by law are required to follow procedures to stop the calls.

Guest

When you get bugged by obnoxious collection agents, do this: right after they do their song and dance about the call being monitored for quality assurance, say, "I am also recording this telephone call, and will be recording all calls from now on. Please make a note of it in my file."

That'll do it.

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Billy L Jmq
map-marker Minden, Louisiana

Wells Fargo Educational Financial Services

Some years ago, my wife cosigned as an accommodation for our not yet 21 year old son to attend Mary Washington University in Fredricksburg,VA. Wells Fargo Education Financial Services (WFEFS) made the loans and since he was not of legal age, the wife cosigned. Some years later the lad is out of school, 24 years old and has encountered some financial and legal problems, now unable to pay the student loans my wife was an accommodation signer because of his contractually under legal age status at their incurrance. Instead of even contacting him on his past due status, WFEFS has demanded payment from my wife in full, charging around a 50% interest rate for the "late payment" charges. The only person that received benefit of the funds derived from these student loans was our son and neither my wife or I received any benefit of the funds. Clearly, the obligation rests upon the adult child but WFEFS will not even send him a past due notice let alone make a collection call to entice him to pay. Now, we in our advanced years are going to have to cough up $25K to pay these loan sharks who have even agreed to attempt collection from the son but DO NOT even contact or send him any notices, routing everything to my wife. This all started when my wife left employ of Wells Fargo & Company (WFC) at the beginning of 2009. WFC is the worst employer in the world and they tried to thwart her from drawing out any of her 401 K and profit sharing funds last year even before the student loans were past due. WFC and John Stumpf are without a doubt (I have written to Mr. Stumpf appealing for his assistance to resolve many of the issues) the most egregious parties as employers and as a human I have ever found, despicable.
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1 comment
Guest

Well, your wife did co-sign for the loan. In doing so, she took responsibility for repaying the loan if your son could not.

Robert M Wfw
map-marker Burlington, New Jersey

Beware of so-called Mortage payment help

Over the last year due to lost hours at work and kids college tuition I have been incurring a late fee on all my mortgage payments, which I paid after the 2 week grace period. I have never gone past 30 days or missed a payment. I addressed this and with Wells Fargo and was placed on a 3-month forbearance which lowered my payment by $500.00 starting Oct/2009. I was informed in Nov/2009 that I was up to date and didn't need to make a payment until Dec/2009. Jan 2010 I started to recieve foreclosure notices stating I owed over 7,000.00 dollars in debt. I was terminated from the forbearance Dec 28, 2009 for uncompleted financial statements which they never asked for. Wells Fargo decided to take the $3,100.00 I paid in 3-months and apply that toward Oct/Nov/Dec mortgage payments which only covered one full mortgage payment and put the rest toward outstanding late fees. I know stand 3 months behind in my mortgage and scrambling to get caught up. No-one is handling my case and I deal with who ever answers the phone. They would only offer to put me back on the 3-month plan and giving me a run around about receiving my financial statements which I have faxed twice. This is going to wipe-out all my savings and I think they have notified the credit bureau about being more than 30 days late. I have not been Helped but totally screwed by Wells Fargo. Beware.........
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Loss:
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2 comments
Guest

Here is my bizarre story about Wells Fargo. I have two homes in different cities and two mortgages for them.

The statements say the payments are due on the 1st and past due after the 16th. For years, I paid on my primary home sometime between these dates. I never paid past the 16th. I have never been assessed a late charge and there are no late payments posted on my credit report.

The loan on the first home with be paid off in the next couple of years. When I bought the second property, I followed the same practice. I have never been late. Out of the blue, I received a call two months ago on or about the 10th of the month from Wells Fargo asking why I hadn't made the payment on house #2.

I stated that I had been paying it closer to the 15th for years and didn't know there was a problem. The rep. told me they call all customers that haven't paid on the first. I know that isn't true because of the other mortgage with them.

So, I decided to just start paying the mortgage for house #2 earlier. It is Feb. 3rd. The mortgage payment (due on the 1st late after the 16th) has been paid electronically and has already been deducted from my bank account yet I received another call tonight.

Again, I have never paid past the 16th, never, ever been assessed a late fee in all my years with Wells Fargo and show no late payments on my credit report. Anyone have any ideas why I am getting the random calls?

Guest

Wow my story is exactly the same! Except mine has been going on for over 2 1/2 years!

Get out now! They have tacked on $100.000 to my mortgage, dont go down the same road, your story sounds just like how mine started! It doesn't get any better!

They wont stop until they've total ruined your credit, mental drained you and financially ruin you! Get out some how!

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wfsucksass b
map-marker Las Vegas, Nevada

Kiss my *** Wells Fargo!!!

Reading everyones post really is getting me scared. As i skimmed the posts I see that they are true based on the information wells fargo has given me so far. I just finished the three month payment plan (4 days ago)and have already talked to wells fargo twice. The jack@***s are telling me to send in the paper work just like everyone is saying. The rep even said that the documentation expires every 30 or 60 days. (she left out the part about losing everything thourgh)She also said we are not required to make payments but if we can then we should!!!! What kind of advice is that. I can obviously make some sort of payment cause I just completed the payment plan. Its B@***h*t is what it is. I really dont know what to do. I think I will put up with it for a month or two and if they come at me with a bill sue them. Or maybe I should just hire someone off the bat. Any advice from someone that has actually completed this process would be a great help.
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2 comments
Guest

I have been *** around by Wells fargo since july 2009 they keep telling me we are working on it and in the mean time I keep getting phone calls from foreclosure lawyers and letters in the mail I have sent them the same paperwork every month for almost a year now I have 2 children and a 73 year old mother that I have to take care of my 2 year old can't use her Right arm and needs theropy twice a week and I can't provide it for her becuse I'm trying to keep a roof over her head and Wellsfaro and walk-all-over-u (wacovia)have been jurking me around for so long I wish they had never bought out my loan.

carolyn Yxx

My question is why would you want to modify fraud when you can use it to your advantage. The mortgage paperwork is where you need to start by having it audited for fraud with a forensic audit done by certified auditors.

Once the fraud is found then wf will be ask for more information or to return all money paid in if the note is found to be void due to the fraud found. From there the litigation paperwork will be done based on the fraud found ready to file into court to show the court the fraud. Then the mortgage company usually calls begging to know how much to make you go away since they do not want a jury of 12 homeowners to wonder if they too were defrauded. Just remind them your answer is in your prayer for relief filed in the court.

endlessfrauddetection.com can provide these for you. The website has tons of information to help the homeowner learn just what fraud has been committed against the American people and how we can use the law to fight back and take back this country one home at a time.

Once you have learned more about what you can do to start fighting back and take a bankster to the cleaners rather than he take his $2,000 suit to the cleaners, contact steve@***.com to start taking back what is owed to you. Once the bank steals from you they owe YOU money.

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Anonymous
map-marker Los Angeles, California

Wells Fargo the worst

I put in a payroll check at the temecula Wells Fargo bank , Paid my bills and a week later recieved a letter stating they were hold my entire check for 10 days to make sure it cleared(It did in 4 days ) They said it didnt 700 dollars in Overd draft fees to me and returnd all of my check gas co , Water and now I have late fees on top of all of this , When I called I spoke to a Manger Bonnie who must have had a awful day because she was by far the rudest B word I have ever talked to . Now I will no longer ever put my check in wells fargo again I can cash it at walmart for $2 and have my money now . Because of wells fargo I missed a very important Dr. appt. I had no money but !!On day ten $12000. Dollars was released.It was a nightmare
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4 comments
Guest

I do understand the delays involved when making a deposit by check. Can someone please explain to me how the credit for a deposit can take 7-10 days but if you write someone a check and they deposit it at 5 PM, it is drawn from your Wells fargo account the same day?

Of course this only happens when the withdrawl will create an overdraft situation. When a check is written to the same person, deposited in their same bank on the same day of the week at 12 noon but this check will not create an overdraft then the check takes sometime up to a week to hit your Wells fargo account. I believe Wells Fargo has some very creative bookkeeping. Also, please do not let any employee *** you into believeing they did not take part in the federal bailout.

They did.

Their response when confronted with the fact is "Well, we didnt need it and have paid it off". If they didnt need it then WHY DID THEY TAKE IT?

Guest

Let me set all of you straight. If you deposit a check into Wells Fargo, or any other bank for that matter, and the check is drawn off another bank, especially out of state, we have to hold the check to make sure the funds are good.

There is a whole process involved, that you as consumers have no idea of. The checks get routed through government check hubs, delivered by truck to the original bank the check originated. Although you may think the check was available after four days, we still have to make sure the funds don't come back retured.

I have seen too many times, when a check that was supposedly good, came back months later as non sufficient funds. Before you go and complain about Wells Fargo, get some education on the banking system and how fraud has drastically changed how banking is done!

Guest

I recieved a check for over 2000. dollars from this bank thy deposit the check on my account the next day i withdraw some money out my account thy sent me a bill and said i over drew and my check was not any good and the check was from the banks so thy said i owe them 600.dollars and thy closed my account the same day and i am sick in and out the hospital and thats how thy do you.

Guest

Wells Fargo IS the worst! I had an account with them for 23 years - I'm in the process of closing it because they are insensitive to the needs of their customers.

I stuck with them even when there wasn't a branch in my town - the closest branch was a 3 hour (round trip) drive away.

(I had moved to a new town)It took almost 20 years for a branch to open up in town - I had to MAIL my checks or drive for 3 HOURS to deposit into my account! And,yet, when I need a few overly high priced fees reversed - I'm told 'NO.' Jerks.

BOYCOTT WELLS FARGO!

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safwf L
map-marker Orange Beach, Alabama

Treated me like a worthless, low down, unconscionable criminal

This mean lady called me from Wells Fargo this morning and said she couldn't give me her last name, a phone number to call back or any way to respond to her hateful insistance for an instant payment except to give her my bank routing number and checking account number. Where does WF get these *** She was right, my payment was a few days late, and it was honestly my oversight, but accourding to her I was dirt and she was going to plow me under. Even after her hateful, hateful, hateful!!! badgering, I took care of my own business without her "help". Thanks for nothing, Tiffany (probably not your real name, because I'd be ashamed for anyone to identify me if I acted like you.) It might help if you were at LEAST pleasant in your voice and attitude.
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2 comments
carolyn Yxx

First always get their employee id#. You have the right to know who is seeking information from you. Also take note that asking for a social security number is a violation of the privacy act of 1974. This is a $10,000 fine and 5 year in federal prison.

"Disclosure of Social Security Number

Section 7 of Pub. L. 93-579 provided that:

``(a)(1) It shall be unlawful for any Federal, State or local

government agency to deny to any individual any right, benefit, or

privilege provided by law because of such individual's refusal to

disclose his social security account number.

``(2) the [The] provisions of paragraph (1) of this subsection shall

not apply with respect to--

``(A) any disclosure which is required by Federal statute, or

``(B) the disclosure of a social security number to any Federal,

State, or local agency maintaining a system of records in existence

and operating before January 1, 1975, if such disclosure was

required under statute or regulation adopted prior to such date to

verify the identity of an individual.

``(b) Any Federal, State, or local government agency which requests

an individual to disclose his social security account number shall

inform that individual whether that disclosure is mandatory or

voluntary, by what statutory or other authority such number is

solicited, and what uses will be made of it.''

If this was me I would say to little to late. I too have had horrible dealing with wells fargo by them asking me to ask family for money. That is a violation of the fair debt collection practice act. Refusing to identify them selves is a violation as well. Now since wells fargo has a bad history of predatory lending the next step I would take is to get a forensic mortgage audit of my mortgage. I know of a company that does just that. endlessfrauddetection.com

They can provide a complete audit that is federal, state and local municipality specific as well as all the litigation paperwork support ready for any lawyer to file with the court. Remember that a jury of 12 could also own a home and wonder if they were defrauded as well. Why give these bankers a break when our great great grandchildren will still be paying for their vacations. They are still crying broke, why don't they just create some more money out of thin air.

Guest

Hello, my name is Sateen and I work at Wells Fargo with the Customer Advocacy and Loyalty Team - we are sorry that you had this issue. If you would like to speak to someone in regards to this, please contact me at Sateen@***.com

Thanks

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Ray Qqn
map-marker Redding, Connecticut

Wells Fargo Sucks

I went 8 months through the modification process with WF in court. When I was coming to the finish line, having provided all documentation including financials they sold my note and servicing to Kondaur Capital just before my modification was to be setup. Kondaur Capital will not do modifications they say my only option is foreclosure. They keep pushing a "fresh start" to me and my wife. Now they want pictures of the inside of my house. Why? What the hells wrong with this. I don't see anyway out of this mess for this country. Is there any class action suit that I can join?
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12 comments
Guest

Kondaur Capital Corporation is a Toxic Mortgage Waste Landfill! The Co-founders had their hands in Ameriquest Mortgage Company the Giant Predatory Lender look it up.

In some websites it shows that Kondaur is in the same building that Ameriquest occupied. One of the Co-founders of Kondaur is a License Broker for Kondaur and was a license broker for Ameriquest look it up at State of California Department of Real Estate website license search the other Co-Founder of Kondaur was VP at Ameriquest.

They have unclean hands! email me if you are in California and dealing with Kondaur helensegura62@***.com

Guest

Kondaur Capital Corporation is a Toxic Mortgage Waste Landfill! The Co-founders had their hands in Ameriquest Mortgage Company the Giant Predatory Lender look it up.

In some websites it shows that Kondaur is in the same building that Ameriquest occupied. One of the Co-founders of Kondaur is a License Broker for Kondaur and was a license broker for Ameriquest look it up at State of California Department of Real Estate website license search the other Co-Founder of Kondaur was VP at Ameriquest.

They have unclean hands! email me if you are in California and dealing with Kondaur helensegura62@***.com

Guest

well kondaur did the same thing to me and my family they bought the house 14days before forclosure. then turned around and sold it while we were in ligation and there was a les pending on the house...get you a real good lawyer dont let them get you like they got us

Guest

We are suing kondaur in Utah right now if anyone has more info please email us At KondaurSucks@***.com

Guest

Kondour capital gave us a loan modification and we paid payments for 5 months and then foreclosed without any further notices.

Guest

I have a loan with them too, they do not play by any of the rules but it has been hard to get a good lawyer to handle the fight. e mail me if you can help grumpysproduce@***.com

Guest

Guy, yes Kondaur has been buying the loans but they are not licensed to service them which is why they can not enter into modification agreements. A law suit would hold up if it is determined that they are in violation of the CPFA, or violating the Cease and Desist order served to them in May 2009.

I have attempted to buy back the note from Kondaur and they have refused to provide a payoff amount. For any persons dealing with Kondaur or any one that has purchased these loans from Kondaur we do not need luck we need very good lawyers.

Guest

We have consumers's rights. Geta good lawyer. Find a Fair Credit Law Group in your state.

Guest

Laura,

email me so we can talk in depth. My lawyer and I would like to no more about this.

Thanks Ray

Guest

hey victim 2 email me rpaltauf@***.com so we can talk

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frannif F
map-marker Dallas, Texas

Wells Fargo Financial: Terrible customer service

I purchased a washer and dryer from a local business who issued a credit card and uses Wells Fargo Financial. I was glad because we have been happy with Well Fargo to date, having used them for two mortgages, two checking accounts, a credit line, etc. My initial contact with Wells Fargo Credit was when their Collections Dept. contacted me to scold me for not making a payment. I explained that I hadn't received a statement and was rudely told that it had been mailed. When I asked what my options were, I was told that I need to make a payment immediately and it would be best (to maintain my good credit) if I made it over the phone with the Collections representative. I made the payment and, much to my surprise, when I finally received a statement there was a $10 charge for the payment. Since I hadn't been told about it, I immediately contacted Wells Fargo Financial. What this area of Wells Fargo doesn't know about customer service could fill a book! Although they credited me the $10, I was informed that this was a one-time credit only since it "appeared" that I was not informed of the charge. I explained that if their representatives would do their job correctly I would be calling at all! Their primary goal seems to be to belittle the customer and make things difficult!
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Anonymous
map-marker Los Angeles, California

Naca is the best thing that could ever happen to me and my family

I only have good things to said about naca. They help me in refinancing my mortgage God thanks for naca. I had problems with my Wells Fargo and they try 5 times in foreclosure my home and naca help me to stop foreclosure, another time they try to short sell my home guess what naca came to my rescue, I wrote call the bank e-mail CEO wrote to my congressman and believe me they paid attention they help me save my home. Thank you naca it works not like the other organizations that they said they help but they do not do anything for you. Please work with NACA and they will back you up 100% they deliver what they promise to help to mend the unjustice.
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1 comment
Guest

:zzz

Robert M Wfw
map-marker Morristown, New Jersey

Beware of Wells Fargo !!!!

This is a followup to my first post,I started a forbearance with Wells Fargo 3 month's ago. Oct/2009 I was zero payments behind and never reported over 30-days late to the credit bureau. However I was occurring $80.00 a month late fee,which has totalled over $1,500.00. I was seeking to maybe refinance at a lower rate and become current on my monthly payment. (simple) Today I am 2 months behind in the credit bureau and Wells Fargo wants $3,500.00 a month to catch up on the lower payments and late fees that occurred during the forbearance period. Now how has Wells Fargo helped me ? they are saying after 6 months at $3,500.00 I will be able to get a better rate and bought current. Would you Trust Them......I have a Credit Counselor assisting in talks, but this is the latest news. It's a SCAM and they know it. Do Not Trust Wells Fargo or you may cost you your Home. I am confident that I will get thru this but at what cost I don't know....
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2 comments
Guest

yea, same here. Dont really want to say much about it. All I want to say is, Wells Fargo is in it for the money.

Guest

I know your pain!!!! Please people, do not use WELLS FARGO BANKS, they are a ripoff!!!

After 10 months of paperwork, faxes, phone calls and doing everything they asked me do they still rejected my loan modification plus it costs me more money and my credit. They took tax money and did nothing but line their pockets.

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JOHN S Rda
map-marker Reston, Virginia

WELLS FARGO FORCED OUT HISPANIC FAMILY OF 6

WELLS FARGO FORCED OUT HISPANIC FAMILY OF 6 THAT WAS CURRENT ON THEIR MORTGAGE PAYMENTS.

DOES ANYONE KNOW OF A GOOD " CLASS ACTION ATTORNEY " ?????

PLEASE SEND COMMENTS TO : JOHNSLOANS@***.COM

I HAVE ATTEMPTED TO CONTACT THE OFFICE OF THE PRESIDENT OF WELLS FARGO AND THEY GIVE ME THE SAME RUN - AROUND.

I HAVE SPOKEN TO VARIOUS PEOPLE AT THE OFFICE OF THE PRESIDENT AND THEY ARE WORTHLESS. 7 DIFFERENT PHONE CALLS.

I HAVE CONTACTED THE OCC WHICH IS THE REGULATORS FOR ALL NATIONAL BANKS.

THE OCC IS APPOINTED BY THE PRESIDENT OF THE UNITED STATES OF AMERICA AND HAS A 6 PAGE COMPLAINT FORM.

THEY ARE PAID TO INVESTIGATE ALL COMPLAINTS. ( WE SHALL SEE ??? )

PLEASE COMMENT TO : JOHNSLOANS@***.COM

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4 comments
Guest

Yes, it's because you're hispanic. That's the only reason. Just like when something wrong happens to blacks, it's because they're black, and they should get everything handed to them because their ancestors were slaves or some ***

Guest
reply icon Replying to comment of Guest-110755

That is a horrible and racist remark to post. Redlining does exist and you can and should look it up. It may not have been because of their race but it also could be.

Gina V Xho

Call your local TV station. Get the media involved and they usually settle in a hurry

r.j.knight

they can't possibly have forced out a family for no reason whatsoever. What are you not mentioning?

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Anonymous
map-marker Denver, Colorado

Wells Fargo customer service

Custmer survice. Or the lack of. After spending the better part of an hour going through all the phone directerys and finally geting a very corduial person on the line Iinformed him that I had submitted all the proper paper work along with my new insurance company's documents Six weeks prior to my renuewel date. I was informed that my new insurance company was the insurrer of record but had not been paid, rusulting in a cancelation notice.Yet my old insurance company was paid the renewal with a 40% mark up.They acnoledged the mix up and said that the would issue a check to my new insurance company, but I was my burden to recover the money that they payed my old company 30 days in advance of it's renewal date. It's now wonder that the banking industry and the insurance company's are in as bad a shape as the are. The just don't care about you and me, They just carry on, buisness as usual,and expect us to bail them out when they run out of excuses. Screw Wells Fargo
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1 comment
carolyn Yxx

You have a legal right to accurate accounting of your mortgage. There may be fraud in your mortgage that you were not aware of.

This is a common thing that Wells Fargo is doing these days and you are not the firs this has happen to. You can take that fraud and make those that broke the law pay rather than you paying them to defraud you. When the banks break the law they owe you money, it says so in the law. The way to show they broke the law is in auditing the paperwork.

A forensic audit performed by certified professionals can go over mortgage documents and find the violations of the law. Since a crime may have been committed you need to treat the paperwork as such. From an audit then a letter asking for more information or a rescission letter asking for the return of all money paid in. From there litigation paperwork can be created ready to file into court.

They do not want their violations of the law before a jury of 12 homeowners who may wonder if they were defrauded as well. See all the "mistakes" they make like losing document etc may be more than that, it may be intentional which is fraud. endlessfrauddetection.com contains example after of example what the law says when it come to mortgages.

If the people are going to take back this country we need to do it one home at a time with the law. Once you have read the law and desire to see those that broke the law pay for breaking the law, contact steve@***.com to start taking back this country one home at a time

Judy E Uai
map-marker Memphis, Tennessee

Wells Fargo Streamline Scam

I was contacted by WElls Fargo in Memphis, TN in March,09. I had to resubmit my paperwork for the "streamline" program three times because they lost the paperowrk. The manager that was handling my case all of a sudden was transferred to MS and could no longer help me, so I had to talk to a new manager in the same office who had no clue what happened. Pissed! I was paying my bill on line and the rep stated oh, you qualify for a lower rate through the streamline program. I worked with this guy on line and we were going pretty good until I would e-mail him and it would take days or even a week for a response. I was about to subordinate my second mortgage and I needed info from him and when he did respond, he stated that the loan was closed because it took too long. What the ***. Third-I Was contacted by a manager in the Collierville office..she stated my credit was good and she knew she could help me. She advised that I needed an appraisal which i thought was odd because I told her I was only concerned with the first mortgage. She then told me if the appraisal was low, my appraisal fee would be refunded. She ran my credit card repeatedly stating that it would not go through which was BS. An Appraiser calls me, does the appraisal which was a piece of *** and then she tells me the cost $455.00 and they would not even refinance the first unless I brought $5000 to the table. The appraisal wasn't even necessary and I am going to fight tooth and nail until I get all or part of my money back. I told her today that I would file a complaint and all of a sudden since she has nothing to say but "oh well sorry" I have another guy you can call. BS! I am not through YET WELLS FARGO...I AM GOING TO EXPOSE YOUR TACTICS. YOU CONTACTED ME..I DIDN'T CONTACT YOU..AND YOU THINK YOU ARE GOING TO TAKE MY MONEY. WE WILL SEE!
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1 comment
Guest

Sue Them...Sue Them...I say everything twice...I say everything twice...

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