Wells Fargo
Reviews and Complaints

Similar thing happened to me. 18 years with wells and the first time I need assistance because they forgot to link my PMA account to my mortgage and charged me 25$ checking fee for several months and supervisor on phone told me I should have reviewed my statements more closely and that she'll re-imburse 3 months but the rest is my fault.

Screw them... they don't care about loyalty and that supervisor in the portfolio group Tanisha needs and attitude adjustment.

I have the same problem with Wells Fargo. They call my home number asking for a specific person who I have never known continually and when I ask them politely (and recently, not so politely) to remove our number the response was "good luck with that one".

For now on I will record our conversations and am currently keeping a log of all calls. My husband did contact BBB, no response as of yet.

Wells Fargo has also screwed my family more than once and now most recently and admited to wrongfully deactivating my check card so my bills haven't been being paid to the companies that they are owed and now 2 days before tax return direct deposit has closed our along with many other accounts wrongfully. Now we don't know what to do about all these depted bills they caused and have to wait 2-3 more weeks to get our returns after the IRS gets them back from the bank..

I have read what everyone has said and I am not surprised at all to see all of this as I work privately with investors who have very large sums of money held in the Private Wealth Division of Wells Fargo and here's something to read and think about that happens with all banks and I mean all banks! If you are not in the private financial industry this may not make any senses to you but stop and think about this because the US authorities is now cracking down on everyone who has found ways to make millions of dollars the legal way and the government is pissed about it and calling everyone fraudulant.

Read carefully below:

Investors who have hundreds of millions of dollar at any major bank such as Wells Fargo have found a better way for those large investors to make a higher return on their money then what a bank will offer them, they simply rent/lease their funds/money to a company or person who needs to show large funds on their company ledger in order for them to do commodity/commercial deals worldwide, this is called a lease proof of funds (POF) and the investor will lease/rent their funds to the company/person for a period of 60 days at a time and charge anywhere from 2% up to 10% of the amount that the company/person is needing to show on their ledger. And what makes this safe to the investor is that the investor would allow a sub-account or non-depleating account to be opened under the investors main account, also called their master account and this keeps the investors money in their total control but now allows the company/person who leased/rented the money from the investor to now have an account with their name on it with let's say $100 Million Dollars in it. And now this will allow the company/person to show that they have the credibility now to support whatever transaction/deal that they are trying to close or get into to.

Let me show you an example of what I mean. Let's say an oil company has a buyer that has come to buy a large amount of oil from them but they do not have that oil in their own port/holdings the selling company would need to go to a large refinery and order the oil that the buyer has asked for but the seller must show that they have enough money to support their order. Now, the buyer is paying the seller more so this means, the buyer is buying at retail and the seller would get the wholesale price and flip the sale directly to the buyer thus making the profit but if the seller doesn't have enough funds in their account to show that they can afford the order then they would not be able to make the transaction happen at all and thus losing a large profit. Now the buyer has already showed and proved to the seller that they have all the funds to buy the oil so in order for the selling oil company to make a profit they will do what is called a flip sale and now is when they look to lease/rent money from a large investor because they can lease/rent the funds that they need to show the refinery that they can support their order. The refinery normally allows 7 days once the oil has been order to be transported to the final place and also payment. Thus making money now for the investor, the seller and the refinery and now transaction has been completed and money is now made and companies stay in business longer.

Now it's get's better, the government is telling the world that all leased/rented funds also known as proof of funds (POF) are all scams and fraudulant but as you can see above it is a way for the wealthy people to make fast and higher return on their money that is sitting at a bank and they make alot more in those 60 days then any bank would offer them and this allowed a smaller company to start growing but the government doesn't like the fact that all investors normally has a third party also known as an intermediary to do the transaction for them because no large investor has the time nor wants to deal direct with the general public. The intermediary get's paid a commission for these deals and now the government is taking all these intermediaries down and calling them all fraudulant and scammers because they have found a way to work for themselves with large private investors. The government agencies do not like people who are smarter then them or who makes more then them and until the world understands that these are everyday people who are working to make a paycheck, the world will only see everything as a scam instead of seeing the facts with reasons behind the transactions. After all you can do research and see that many attorney's now have given up their practice and have become an intermediary to these type of transactions/deals.

Now what makes this bad with banks is that if someone becomes under an SEC, SS, or FBI investigation, all the banks play *** and run for the hills and tell the government agencies that these type of accounts (leased/rented accounts) are not real but they are done everyday in the Private Wealth Department of all banks! So, my advise to people who only listen to the news is to do some serious due diligence on when you see that while you sleep that the United States, Government Agencies and Banks are making hundreds of millions of dollars on your money that is sitting in your account as well as they make money by trading your social security number on the international market thus helping to create more bank notes for them to sell to the international world and that my friends is how we got into this mess. The governments love when babies are born as this now gives a new social security number to have a bank note created for and on.

My fellow American's please start looking at what goes on behind the banking world because until you understand how money is really made you will see nothing but what reporters report and that is everything and everyone including all investments in the world must be a scam to all American's because we can now be fooled very easy as our ears and eyes have been trained to only believe what is reported and that is what we have all done. If you would research the international trading market, the stock exchange and the private wealth world on how money is really created, you will soon see that thousands of people have been charged with guilt by a jury of it's peers only because they have been programed to believe that everything is fake!

HUH, I have no clue what your comment has to do with my complain and I have no idea what you are talking about. my complaint is about a racist Wells Fargo, nothing to do with Loans or any of the jabber you just wrote.

What does Obama have to do with it?? makes no since.

Get a lawyer.

I agree with you. I have been a customer of Wells Fargo for 16 yrs had a credit card that I have NEVER been late on. Paid the $10,000 balance in full credit was $15,000.00 and then they lowered my credit to $300.00. That was a joke. I asked why after i tried to use it and it was declined. They said your score is lower than it was?? I said can i see that report because i just bought a house.. Well they wanted me to pay for it.. Arent we entiled to get a free credit report once they run it and decline or lower anything because of it?? Anyway I am not happy and i am wondering if it was because they bought all those other debts!!

I also bank with them and have a CD.

So dissapointed!

Is there any hope for a w/f mod? or should i just burn this 425k house loan to the ground?? wtf?...

If it is possible to not renanifce that would be really great. Instead negotiate with WF.

During that period continue to look for better rates. Make sure that everywhere you go don't hae then pull your credit just ask them what there going rates would be for unsatisfying credit. If you need help to improve you credit this might help you a bit:The first thing you need to do to FIX your fico. Do not try to consolidate that is just an accident waiting to happen.

Here is how a fico works. There are 5 key areas for your fico score:1: record of paying your bills on time 35%2: Total balance on your credit cards 30%and other loans compared to yourtotal credit limit.3: Length of credit history. 15%4: New accounts and recent 10%applications for credit.5. Mix of credit cards and loans 10%Your track record in making your payments on time is 35% of your fico score.

you do not need a load of money to to make payment. Just make the minimum required on time. If you mail your payments make sure you mail them 5 days before the due date.

If you pay online make sure it is at least 2 days before your payment is due. Do not write past due checks